Kelly DeFord
Trusted Insurance Advisor for Saraland, Mobile County, and Alabama’s Gulf Coast

Learn more about Kelly DeFord Here

Southern Insurance Pros
Insurance Agency Mobile Alabama

(251) 341-2399

Types of Insurance we Provide
Auto | Homeowner’s | Life | Commercial

Great Auto Insurance | Comprehensive Homeowner’s Insurance
We offer the best auto insurance and homeowner’s insurance quotes

Call Us Now For The BEST INSURANCE RATES
in Mobile Alabama
Click To Call

If you’re looking for an insurance agent in Saraland, Mobile County, or the surrounding Gulf Coast area, my goal is simple: help you understand your coverage, protect what matters most, and make insurance easier to navigate.

I am Kelly DeFord, an insurance professional with Southern Insurance Professionals, serving families, homeowners, business owners, landlords, and community leaders throughout Saraland, Mobile, Semmes, Chickasaw, Citronelle, and Washington County.

Insurance is not just about finding the lowest premium. It is about understanding risk, identifying gaps in coverage, and helping clients make informed decisions that protect their homes, vehicles, businesses, and financial future.

Personal Insurance Expertise

I help clients compare and understand:

• Auto Insurance
• Homeowners Insurance
• Rental Property Insurance
• Umbrella Liability Coverage
• Flood Insurance
• Boat Insurance
• Life Insurance
• Recreational Vehicle Coverage

One of my specialties is helping homeowners understand the differences between hurricane deductibles, wind and hail deductibles, all-peril deductibles, and wind exclusions. Many homeowners discover they do not fully understand these coverages until after a storm. My job is to make sure you understand your options before a loss occurs.

I regularly help clients evaluate:

• Traditional homeowners policies
• Wind and hail coverage options
• Alabama Insurance Underwriting Association (AIUA) wind policies
• Coastal insurance programs
• Fortified Roof insurance discounts
• Roof settlement options and endorsements

Gulf Coast Wind & Hurricane Insurance Specialist

Living on the Gulf Coast means insurance decisions matter.

Not every wind policy is the same. Not every hurricane deductible works the same way. What appears to be the cheapest policy can sometimes create the largest financial exposure after a storm.

I work with multiple insurance carriers and policy structures to help homeowners determine which solution best fits their property, budget, and risk tolerance.

Whether you live in Saraland, Mobile, Semmes, Chickasaw, Citronelle, or elsewhere along the Alabama Gulf Coast, I help clients navigate complex coastal insurance decisions every day.

Fortified Roof Insurance Discounts

I am a strong advocate for the Fortified Roof program and regularly help homeowners understand the substantial insurance discounts available through certification.

Many homeowners are surprised to learn that a properly certified Fortified Roof can create significant annual savings while also providing stronger protection against severe weather.

If you are considering a new roof, recertification, or evaluating whether a Fortified designation makes sense for your property, I can help you understand the insurance impact before you make a decision.

Business Insurance Solutions

Business owners face unique risks that require more than a generic insurance policy.

I work with businesses throughout Mobile County and the surrounding area to design customized insurance programs including:

• General Liability
• Commercial Property
• Commercial Auto
• Workers’ Compensation
• Business Owners Policies (BOP)
• Professional Liability
• Contractors Coverage
• Retail and Office Insurance
• Landlord and Rental Property Insurance

My goal is to help business owners protect the company they have worked hard to build while keeping insurance costs competitive and coverage appropriate.

Why Clients Choose Kelly DeFord

Insurance is personal.

My clients know they can call, text, email, or stop by when they have questions. I believe in building relationships, not just selling policies.

I am honored to have been recognized as:

• Saraland Citizen of the Year
• Saraland Business of the Year
• Dale Carnegie Graduate

These recognitions reflect the values that guide my business every day: service, integrity, communication, and commitment to the community.

Deep Roots in the Saraland Community

I am actively involved in the community I serve through:

• Saraland Lions Club
• Saraland Area Chamber of Commerce
• Saraland Civic Organizations
• Youth and Educational Programs
• Community Service Initiatives

I believe local matters. When you work with a local insurance professional, you gain an advocate who understands our community, our weather risks, our local insurance market, and the challenges facing Gulf Coast homeowners and business owners.

Serving Saraland and Mobile County

If you are searching for:

• Best insurance agent in Saraland, Alabama
• Home insurance in Mobile County
• Wind insurance options in Alabama
• Fortified Roof insurance discounts
• Business insurance in Saraland
• Coastal homeowners insurance
• Hurricane insurance guidance

I would welcome the opportunity to earn your business.

At Southern Insurance Professionals, we help protect what matters most through trusted advice, personalized service, and insurance solutions designed specifically for the Gulf Coast.

Great Auto Insurance | Comprehensive Homeowner’s Insurance
We offer the best auto insurance and homeowner’s insurance quotes

Call Us Now For The BEST INSURANCE RATES
in Mobile Alabama
Click To Call

If you’re looking for an insurance agent in Saraland, Mobile County, or the surrounding Gulf Coast area, my goal is simple: help you understand your coverage, protect what matters most, and make insurance easier to navigate.

I am Kelly DeFord, an insurance professional with Southern Insurance Professionals, serving families, homeowners, business owners, landlords, and community leaders throughout Saraland, Mobile, Semmes, Chickasaw, Citronelle, and Washington County.

Insurance is not just about finding the lowest premium. It is about understanding risk, identifying gaps in coverage, and helping clients make informed decisions that protect their homes, vehicles, businesses, and financial future.

Personal Insurance Expertise

I help clients compare and understand:

• Auto Insurance
• Homeowners Insurance
• Rental Property Insurance
• Umbrella Liability Coverage
• Flood Insurance
• Boat Insurance
• Life Insurance
• Recreational Vehicle Coverage

One of my specialties is helping homeowners understand the differences between hurricane deductibles, wind and hail deductibles, all-peril deductibles, and wind exclusions. Many homeowners discover they do not fully understand these coverages until after a storm. My job is to make sure you understand your options before a loss occurs.

I regularly help clients evaluate:

• Traditional homeowners policies
• Wind and hail coverage options
• Alabama Insurance Underwriting Association (AIUA) wind policies
• Coastal insurance programs
• Fortified Roof insurance discounts
• Roof settlement options and endorsements

Gulf Coast Wind & Hurricane Insurance Specialist

Living on the Gulf Coast means insurance decisions matter.

Not every wind policy is the same. Not every hurricane deductible works the same way. What appears to be the cheapest policy can sometimes create the largest financial exposure after a storm.

I work with multiple insurance carriers and policy structures to help homeowners determine which solution best fits their property, budget, and risk tolerance.

Whether you live in Saraland, Mobile, Semmes, Chickasaw, Citronelle, or elsewhere along the Alabama Gulf Coast, I help clients navigate complex coastal insurance decisions every day.

Fortified Roof Insurance Discounts

I am a strong advocate for the Fortified Roof program and regularly help homeowners understand the substantial insurance discounts available through certification.

Many homeowners are surprised to learn that a properly certified Fortified Roof can create significant annual savings while also providing stronger protection against severe weather.

If you are considering a new roof, recertification, or evaluating whether a Fortified designation makes sense for your property, I can help you understand the insurance impact before you make a decision.

Business Insurance Solutions

Business owners face unique risks that require more than a generic insurance policy.

I work with businesses throughout Mobile County and the surrounding area to design customized insurance programs including:

• General Liability
• Commercial Property
• Commercial Auto
• Workers’ Compensation
• Business Owners Policies (BOP)
• Professional Liability
• Contractors Coverage
• Retail and Office Insurance
• Landlord and Rental Property Insurance

My goal is to help business owners protect the company they have worked hard to build while keeping insurance costs competitive and coverage appropriate.

Why Clients Choose Kelly DeFord

Insurance is personal.

My clients know they can call, text, email, or stop by when they have questions. I believe in building relationships, not just selling policies.

I am honored to have been recognized as:

• Saraland Citizen of the Year
• Saraland Business of the Year
• Dale Carnegie Graduate

These recognitions reflect the values that guide my business every day: service, integrity, communication, and commitment to the community.

Deep Roots in the Saraland Community

I am actively involved in the community I serve through:

• Saraland Lions Club
• Saraland Area Chamber of Commerce
• Saraland Civic Organizations
• Youth and Educational Programs
• Community Service Initiatives

I believe local matters. When you work with a local insurance professional, you gain an advocate who understands our community, our weather risks, our local insurance market, and the challenges facing Gulf Coast homeowners and business owners.

Serving Saraland and Mobile County

If you are searching for:

• Best insurance agent in Saraland, Alabama
• Home insurance in Mobile County
• Wind insurance options in Alabama
• Fortified Roof insurance discounts
• Business insurance in Saraland
• Coastal homeowners insurance
• Hurricane insurance guidance

I would welcome the opportunity to earn your business.

At Southern Insurance Professionals, we help protect what matters most through trusted advice, personalized service, and insurance solutions designed specifically for the Gulf Coast.

Southern Insurance Pros, Insurance Agency Mobile Alabama specializes in personal lines of insurance and commercial lines of insurance. We have more than 25 years experience as insurance agents in Mobile Al. We have been providing the best insurance plans that offers the most comprehensive coverage to our clients. When looking for the best insurance prices in Mobile Alabama consider contacting Southern Insurance Pros first and let us find a plan that meets your insurance needs and fits within your budget. If you are looking for affordable car insurance or cheap car insurance, give us a call and we can help.

Our insurance agency in Mobile Alabama has relationships with a number of insurance companies. This allows us to shop around for you and gather a variety of quotes and coverage options and helps us to ensure that you get the best coverage for the best price in Mobile Alabama. We are one of the area’s top independent insurance agencies. We have become one of the best Alabama Independent insurance agencies by ensuring that all of our clients receive the BEST price, BEST service, and BEST value.

• Auto Insurance
• Life Insurance
• Homeowner’s Insurance
• Renter’s Insurance
• Boat Insurance
• Pilot Insurance
• Motorcycle Insurance
• RV Insurance
• Classic Car Insurance

We Offer High Risk & All Risk Insurance

We get it. Some people like to push boundaries to have fun. These people like to buy toys that others don’t have. It can be very difficult sometimes to find an insurance agency in Mobile Al that will provide insurance coverage for these “toys”. If you own the following and need insurance coverage give us a call and let us give you a quote: